As an independent community bank, we believe there is a major advantage to doing business with a locally-owned bank such as Citizens National Bank, where our customers' needs are met by banking professionals who live in the same community. While more and more community banks have been acquired by larger regional banks, with a "one size fits all" philosophy, we remain steadfast in our commitment to stay independent, to stay focused on Mississippi, and to help our customers to grow and prosper. Our banking professionals take the time to understand the specific needs of our customers, and all decisions are made as quickly as possible at the local level.