Operates as a not-for-profit financial cooperative, owned by over 24,000 members in the Klamath Basin and surrounding rural communities. The Klamath Branch, formerly Klamath Public Employees FCU, offers a full range of banking services, including a convenient night drop.

The credit union is dedicated to community focus, actively engaging through outreach, giving back, and supporting local initiatives rather than prioritizing stockholders. Offerings include various personal and business accounts, a wide array of loan options, and essential financial services such as online and mobile banking, financial counseling, and fraud assistance.