Element Home Loans is a nationally recognized residential mortgage lender, licensed in 42 states and known for its commitment to honesty, integrity, and exceptional service. The company focuses on helping clients find the right mortgage solutions while maintaining efficiency, quality, and compliance throughout the loan process. Originating from the NFM Lending family founded in 1998 by David and Sandy Silverman, Element Home Loans continues to uphold a strong reputation for personalized service and common-sense lending that meets each client’s unique financial goals.
Driven by core values of Service, Innovation, Teamwork, and Excellence, Element Home Loans strives to exceed expectations and lead the mortgage industry through collaboration, open communication, and sustainable practices. The company’s paperless loan initiative reflects its dedication to environmental responsibility, while its many industry awards highlight its culture of excellence and employee success. At Element Home Loans, the focus remains on people, both clients and employees, creating a positive impact within every community it serves.